Physician and Professional Disability Claims
in Atlanta, Georgia
You purchased a disability income policy to protect your earnings — should you become disabled. Whether you are a doctor, a dentist, an attorney or other professional, you now depend on that disability income to pay your bills. If your long term disability (LTD) carrier refuses to pay your claim, or has stopped paying your long term disability benefits, then you need an experienced attorney to protect your rights.
Experienced Disability Income Attorney
Ron Hilley has represented medical doctors including radiologists, anesthesiologists, internists, subspecialists, surgeons, dentists, attorneys and other professionals, including disabled executives previously employed by large corporations. Ron Hilley has handled litigation through trial in Federal District Courts which is where all long term disability policies involving claims over $75,000.00 are litigated.
Taking On the Giants
Some of the insurance carriers Ron Hilley has litigated against include Provident, Paul Revere, AIG, MetLife, Liberty Mutual, The Standard Plan, Jefferson Pilot and others.
Ron Hilley has published federal decisions involving policy issues concerning occupational definitions and duration of benefits. Policy issues that are frequently the basis for nonpayment include:
- Can the insured perform the substantial and material duties of his occupation?
- Is the insured entitled to Total Disability or merely Residual Disability? Residual Disability reduces the insurance company's obligation for both monthly exposure and duration of payments.
- Is the disability a result of Injury or Sickness? Most policies reduce duration of payment for sickness if the disability arises after a policy specific age.
- Has the insured recovered from his disability? This tactic is used to reduce total payments. This tactic also seeks to return to work a professional whose clinical skills may no longer permit him to practice his occupation.
- When a professional is disabled due to alcohol or drug dependence, is the claim subject to a time limit for disability income benefits?
- Are the disability benefits subject to termination based on the insurance company's claim that loss of professional licensure and not the disability is the basis for inability to practice?
Why Hilley & Frieder?
Very few lawyers handle physician's disability claims in Georgia. They are extremely complicated and require the help of a focused attorney committed to results. At our firm, Ron Hilley has extensive experience handling these cases and provides physicians with an aggressive pursuit of the benefits they need.
Contact us today to discuss your options with an experienced physician's disability lawyer.
